Wednesday, February 4, 2015

February 2015 Update

Net Worth Standing for February 1, 2015:


Assets: $1,023,617.09 - Liabilities: $83,669.94 = Net worth: $939,947.15

Net Change = increase of $4273.87




The markets were a little turbulent for January; however we took advantage of this and fully funded our Roth IRAs for the 2014 tax year.  This $11,000 is probably why our Net Worth went up a little even though the markets dropped early on.

Our spending was about average, although the shock of a new year and having our healthcare deductible of $4,000 to pay again will cause us to spend a little more.  We are paying out of pocket and then will reimburse ourselves from our HSA in the future when we need to access the funding.  For now we just let it grow tax free.


Gas price continue to however around the $2.00 mark on average (once we were able to get it for $1.71, but for the most part we have seen the $2).  This has helped us to reduce the gas budget slightly and add a little more into savings.

Our dog tore his ACL, so we had a pricey vet bill in January, and we are hoping it will heal - if not we are looking at a very expensive surgery in our future.

We continue to pay down our mortgage significantly each month.  This is our final piece of debt and we are looking forward to the piece of mind that will come with being debt free.

So our Chart is looking pretty flat right now, but we will continue to put as much into savings, and reduce our spending as we can . . . looking forward to early retirement as we can see the light at the end of the tunnel now.

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