Monthly Update - November 2013

I made it back after surgery!  Glad to be back and able to get on the computer again.

Okay, each month I am going to summarize our Net Worth so we can track changes over time.

This post will become our Baseline in which to track increase to Assets, and reduction in debt (however from the graph below you will see that there is some historical data).

Here is our Net Worth Standing for November 1, 2013:

Assets: $594,098.25 - Liabilities: $162,475.14 = Networth: $431,623.11

November 2013

If you like the graph, I recommend checking out YNAB (You Need a Budget).  This software tool allows you to allocate your funds to different categories (similar to the old days where we used to stuff money in envelopes).  It shows some great reports.  I will give a full update on YNAB a future post, but wanted to share where this great graph comes from.

Okay so the great part about the above graph is that my debt has been consistently decreasing since August 2011, and our Net Worth has been going up.

Now that we have our baseline we will track the increase/decrease each month.  Nice to see that while we had a slight decrease in June 2012, we have been increasing month over month, even with fluctuations in the stock market.

Time to set some goals and get that debt paid off!!!